THE  MOTOR  VEHICLE  ACCIDENT  KIT

The new motor vehicle accident leglislation contains many hurdles to a claimant and requires that early notice and substantial information be given both to your own insurer and to the party at fault in the accident. You must provide the other party with a Statutory Declaration describing the accident and your claim.

The kit has been published in order to assist you and to answer the following questions:

When must an injured victim notify the other driver?

What information must be contained in the notice?

How soon should you sue if you've suffered a loss of income?

Is there still a no-fault threshold?

Does the threshold apply to a loss of income?

The Kit contains a glossary to help you understand your claim better. Extracts from the Act and Regulations are included. Forms, including a `fill in the blanks' Statutory Declaration, are provided.  The contents of the Kit are described below.

To order your copy of the Motor Vehicle Accident Kit, send $6.50 ($5.95 +0.55 shipping and handling) to:

                            HyeKir Press                                                                                                                                 29 Hollybrook Cres.                                                                                                                      Willowdale, Ont.                                                                                                                             M2J 2H5.

For inquiries as to bulk orders email me and advise as to quantity and mode of delivery or contact HyeKir at (416) 497-0031 or fax at (416) 3163.

The  Contents of the Kit are as follows:

Introduction ......1

1. Overview of the New Act.....3

2. No-Fault Benefits ........4

    i. Income Replacement

    ii. Medical and Rehabilitation

   iii. Other Benefits

             a. Non-earner

             b. Caregiver

             c. Attendant Care

             d. Lost Educational

             e. Expenses of Visitors

             f. Housekeeping and Home Maintenance

             g. Items Damaged in Accident

             h. Cost of Examinations

             i. Transportation Expenses

             j. Death

             k. Funeral

    iv Limits and Catastrophic Injuries

3. Damage to your Motor Vehicle.......15

4. New provisions: Policy Options ........15

    i. Optional Accident Benefits

    ii. Other Changes

5. Fraud and Your Duty to your own Insurer .....16

6. When the Insurer Doesn't Pay .......17

7. Settling your Accident Benefit Entitlement .....19

8. Tort Recovery................20

     i. Loss of Income

    ii. Other out of pocket and Pecuniary Damages

    iii. Pain, Suffering and Loss of Enjoyment of Life

   iv. The Threshold

    v. The Deductible

   vi. Notice

   vii. Limitation Periods

  viii. No Insurance

9. What to do When ....28

     i. At the Accident Scene

    ii. At the Hospital

    iii.Within Days of the Accident

   iv. The First Month

   v. Within Four Months

   vi. Within Two Years

    vii.If you are Late

10. When do I need to Consult a Lawyer?..........31

11. What to Ask the Lawyer .....32

12. What a Lawyer Can do for You......33

    i. Statutory (no-fault) Accident Benefits

    ii. Tort

13. What will a Lawyer Cost .........34

Appendices

A. FORMS ..........37

          Notice Letter

          Statutory Declaration

         Statutory Declaration fill in the blanks

         Proof of Identity

        Accident Scene Checklist

        Outline for diary of treatment and restrictions

B. INSURANCE OPTIONS ............43

C. The INSURANCE ACT (exerpts) ..........48

D. REGULATIONS (exerpts) .........52

E. The Traffic Ticket ...........71

F. GLOSSARY ......... 72

To order your copy of the Motor Vehicle Accident Kit, send $6.50 ($5.95 +0.55 shipping and handling) to:

                            HyeKir Press                                                                                                                                 29 Hollybrook Cres.                                                                                                                      Willowdale, Ont.                                                                                                                             M2J 2H5.

For inquiries as to bulk orders email me and advise as to quantity and mode of delivery or contact HyeKir at (416) 497-0031 or fax at (416) 3163.